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		<title>Career Profile &#8211; Project Manager, Engineer</title>
		<link>http://realcollegesavings.com/blog/career-profile-project-manager-engineer/</link>
		<comments>http://realcollegesavings.com/blog/career-profile-project-manager-engineer/#comments</comments>
		<pubDate>Fri, 27 Aug 2010 13:00:45 +0000</pubDate>
		<dc:creator>Scott Anderson</dc:creator>
				<category><![CDATA[Careers]]></category>
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		<description><![CDATA[The following is the career profile of Clark Jacobsen, project manager at Sega Inc, a utility consulting firm in Kansas City.
What is your job title?
Project Manager
What is your job like?
The job is concerned with the design and construction of electric power facilities.  Customers are typically utilities or related companies.  Large industrial or commercial customers are [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Frealcollegesavings.com%2Fblog%2Fcareer-profile-project-manager-engineer%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Frealcollegesavings.com%2Fblog%2Fcareer-profile-project-manager-engineer%2F" height="61" width="51" /></a></div><p>The following is the career profile of Clark Jacobsen, project manager at Sega Inc, a utility consulting firm in Kansas City.</p>
<p>What is your job title?</p>
<blockquote><p>Project Manager</p></blockquote>
<p>What is your job like?</p>
<blockquote><p>The job is concerned with the design and construction of electric power facilities.  Customers are typically utilities or related companies.  Large industrial or commercial customers are typical.  The majority of the work is in four areas:  1) preliminary studies to determine the actual need of the customer and basic requirements to serve that need, 2) the design of facilities resulting in specifications, drawings, or reports, 3) procurement of equipment and materials, and 4) construction of facilities with contracted firms for labor supply, testing, and commercialization.  Work is either in the office for design included in reports, specifications or drawings, or in the field providing inspection services, consultation with construction forces, or basic testing needs.</p></blockquote>
<p>What is a typical day?</p>
<blockquote><p>It can vary substantially and change depending upon the next phone call and the needs of the caller.  Generally design work is associated with work in the office or a customer&#8217;s office or facility.  Field work will be at the site looking at the existing facilities, the new construction, coordinating with the Owner or Contractor regarding design or construction issues.</p></blockquote>
<p>What is the typical entry level job for someone in your field like?</p>
<blockquote><p>Typically I like to have a new graduate engineer start in design in the office for one to two years to get a feel for the product being designed, the plans and specifications, the types of issues that may be encountered with the product, and in general, a sense of the business, to learn the business &#8220;language&#8221; or lingo and what it means.  At some point this person will start to meet the Clients, to interact with them, and go into the field to coordinate with the Client or Contractors, perform inspection of facilities, and represent the engineering firm by being the eyes and ears for senior personnel.</p></blockquote>
<p>How did you get into this field?</p>
<blockquote><p>I started work with a utility after college.  After a couple of years, I became employed by a consulting engineering firm.</p></blockquote>
<p>Is college necessary to get into your field?</p>
<blockquote><p>Yes.  A degree is generally required to continue along a path of continued development and responsibility, including better pay.</p></blockquote>
<p>Is there a particular course of study you would recommend a student take in college for your field?</p>
<blockquote><p>Engineering, construction management, business courses.  A good grasp of the use of the written and spoken language is essential.  The ability to &#8220;read&#8221; and understand people, their attitudes, needs and desires, the things that motivate them is very helpful.</p></blockquote>
<p>Is there a certain type of experience you recommend students get?</p>
<blockquote><p>Work experience is very helpful in understanding what is needed to be successful in the industry.  Life experience in making good decisions is always a plus.</p></blockquote>
<p>What would make a newly graduated student stand out when applying for jobs in your field?</p>
<blockquote><p>An individual that has a basic understanding of what the work is about, an understanding of the business is always at an advantage to those who do not have that knowledge.  An individual who is clearly understanding of who he/she is, what he/she is looking for, with a sense of direction, yet willing to learn and be flexible can make a very good impression on those with whom he/she speaks.</p></blockquote>
<p>How does your job differ compared to what is the public perception of your job?</p>
<blockquote><p>The job definitely requires a good &#8220;hands-on&#8221; type of attitude, a willingness to look at issues or problems with an open mind and consider various alternatives for a solution.  Technical issues are usually the easier of those to solve.  Many issues will be concerned with soft or &#8220;human&#8221; issues which require a great deal more finesse that the technical issues.  The ability to understand people can be very helphul.</p></blockquote>
<p>What do you like the most about working in your field?</p>
<blockquote><p>I enjoy working with the different types of people that I come in contact with as Clients, equipment and material suppliers, contractors, permitting agencies, public.  A lot of training is typically required in the contacts that I make.  I am often needed to determine the type of facilities that are required for a new installation and enjoy the thought process involved in considering the requirements for a new or modified installation.</p></blockquote>
<p>What do you like the least about working in your field?</p>
<blockquote><p>There are seasons when the hours are long, when the travel becomes extensive, the airports and hotel rooms all seem the same.  At the same time, I know people from over a wide extent of the country.</p></blockquote>
<p>Are there any particular colleges and universities which stand out in preparation for students in your field?</p>
<blockquote><p>There are a number of good colleges that provide a good education for engineering.  One needs to check and assure the curriculum is accredited to permit registration and licensing as a professional engineer in the various states across the country after graduation.</p></blockquote>
<p>Is there anything else you would recommend to a student interested in your career area?</p>
<blockquote><p>Study hard.  Good grades are essential for that first job interview to be 1) accepted and 2) successful.  A wide ranging college experience with study, extra activities or work experiences can help round an individual.  In an interview, we always look for an individual that can perform the work, being technically capable of doing the work.  This is in part being able to handle the intellectual study side of the business.  A second part is being able to take a &#8220;hands on&#8221; type of authority, willing to get ones hands &#8220;dirty&#8221; and dig in to get a job done, to find a solution, to think outside the box and think originally about an issue.  Another aspect is simply the answer to the questions,&#8221;Can I work with and relate to this person?&#8221;  Age, sex, race,background, education, experience, etc. is not the question.  Simply &#8211; is person one that will relate to me, to the people in my group, to my Clients, the contractors, and other people that we routinely come in contact with.  This last item can often out weigh all others.</p></blockquote>
<hr/>Copyright &copy; 2010 <strong><a href="http://realcollegesavings.com/blog">Real College Savings</a></strong>. This Feed is for personal non-commercial use only. If you are not reading this material in your news aggregator, the site you are looking at is guilty of copyright infringement. Please contact legal@realcollegesavings.com so we can take legal action immediately.<br/><span style="float: right;font-size: 7pt"><a href="http://blog.taragana.com/index.php/archive/quansite-plugins-provided-by-taraganacom/">Plugin</a> by <a href="http://www.taragana.com/">Taragana</a></span><p align="left"><a class="tt" href="http://twitter.com/home/?status=Career+Profile+%E2%80%93+Project+Manager%2C+Engineer+http://goksn.th8.us" title="Post to Twitter"><img class="nothumb" src="http://realcollegesavings.com/blog/wp-content/plugins/tweet-this/icons/tt-twitter.png" alt="Post to Twitter" /></a> <a class="tt" href="http://twitter.com/home/?status=Career+Profile+%E2%80%93+Project+Manager%2C+Engineer+http://goksn.th8.us" title="Post to Twitter">Tweet This Post</a></p>]]></content:encoded>
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		<title>College Rankings</title>
		<link>http://realcollegesavings.com/blog/college-rankings/</link>
		<comments>http://realcollegesavings.com/blog/college-rankings/#comments</comments>
		<pubDate>Thu, 26 Aug 2010 16:11:32 +0000</pubDate>
		<dc:creator>Scott Anderson</dc:creator>
				<category><![CDATA[College Experience]]></category>
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		<category><![CDATA[best of]]></category>
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		<category><![CDATA[princeton review]]></category>
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		<guid isPermaLink="false">http://realcollegesavings.com/blog/?p=211</guid>
		<description><![CDATA[Princeton Review has recently published its 2010 College Rankings.  They are a fun read if nothing else.  Here is just a sampling of the lists based upon the responses of 122,000 college students&#8230;

Most accessible and least accessible professors
School runs like butter versus long lines and red tape
Most religious students
LGBT friendly
Great College Towns
Party Schools
Future Rotarians and [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Frealcollegesavings.com%2Fblog%2Fcollege-rankings%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Frealcollegesavings.com%2Fblog%2Fcollege-rankings%2F" height="61" width="51" /></a></div><p>Princeton Review has recently published its 2010 College Rankings.  They are a fun read if nothing else.  Here is just a sampling of the lists based upon the responses of 122,000 college students&#8230;</p>
<ul>
<li>Most accessible and least accessible professors</li>
<li>School runs like butter versus long lines and red tape</li>
<li>Most religious students</li>
<li>LGBT friendly</li>
<li>Great College Towns</li>
<li>Party Schools</li>
<li>Future Rotarians and Daughters of the American Revolution</li>
<li>Most conservative students and most liberal students</li>
</ul>
<p>You could probably spend hours just going through the lists.  You can check them out at <a href="http://www.princetonreview.com/college-rankings.aspx" target="_blank">The Princeton Review</a>.</p>
<hr/>Copyright &copy; 2010 <strong><a href="http://realcollegesavings.com/blog">Real College Savings</a></strong>. This Feed is for personal non-commercial use only. If you are not reading this material in your news aggregator, the site you are looking at is guilty of copyright infringement. Please contact legal@realcollegesavings.com so we can take legal action immediately.<br/><span style="float: right;font-size: 7pt"><a href="http://blog.taragana.com/index.php/archive/quansite-plugins-provided-by-taraganacom/">Plugin</a> by <a href="http://www.taragana.com/">Taragana</a></span><p align="left"><a class="tt" href="http://twitter.com/home/?status=College+Rankings+http://qf67h.th8.us" title="Post to Twitter"><img class="nothumb" src="http://realcollegesavings.com/blog/wp-content/plugins/tweet-this/icons/tt-twitter.png" alt="Post to Twitter" /></a> <a class="tt" href="http://twitter.com/home/?status=College+Rankings+http://qf67h.th8.us" title="Post to Twitter">Tweet This Post</a></p>]]></content:encoded>
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		<title>Career Profile &#8211; Forensic Scientist</title>
		<link>http://realcollegesavings.com/blog/career-profile-forensic-scientis/</link>
		<comments>http://realcollegesavings.com/blog/career-profile-forensic-scientis/#comments</comments>
		<pubDate>Fri, 20 Aug 2010 17:06:48 +0000</pubDate>
		<dc:creator>Scott Anderson</dc:creator>
				<category><![CDATA[Careers]]></category>
		<category><![CDATA[College Selection]]></category>
		<category><![CDATA[Goals & Passions]]></category>
		<category><![CDATA[career]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[criminalist]]></category>
		<category><![CDATA[forensic]]></category>
		<category><![CDATA[school]]></category>
		<category><![CDATA[science]]></category>
		<category><![CDATA[selection]]></category>
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		<guid isPermaLink="false">http://realcollegesavings.com/blog/?p=207</guid>
		<description><![CDATA[The career profile of Bruce Reeve, Laboratory Administrator, Iowa DCI Criminalistics Laboratory, Iowa Division of Criminal Investigation.
What is your job like?
A career in    forensic science is very rewarding.  As someone who has a great    interest in science, it allows me to  be involved in a fascinating career    that [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Frealcollegesavings.com%2Fblog%2Fcareer-profile-forensic-scientis%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Frealcollegesavings.com%2Fblog%2Fcareer-profile-forensic-scientis%2F" height="61" width="51" /></a></div><p><span style="font-size: small;"><span style="color: #000000;">The career profile of Bruce Reeve, Laboratory Administrator, <a href="http://www.dps.state.ia.us/DCI/lab/index.shtml" target="_blank">Iowa DCI Criminalistics Laboratory</a>, Iowa Division of Criminal Investigation.</span></span></p>
<p>What is your job like?</p>
<blockquote><p>A career in    forensic science is very rewarding.  As someone who has a great    interest in science, it allows me to  be involved in a fascinating career    that also provides me the opportunity to make a very positive impact on    society.  Every day, in one way or another, I get feedback on the    importance of the work we do here at our laboratory.  To me that&#8217;s very    gratifying.</p></blockquote>
<p>What is a typical day?</p>
<blockquote><p>A criminalist&#8217;s    day typically involves opening evidence, processing the evidence    utilizing forensic discipline specific methodologies, and reporting out    results.  But there are many other funtions, including: testifying in    court as an expert witness; training to maintain expert status;    processing crime scenes; providing training to law enforcement agencies; and    helping with other ancillary functions like safety, quality assurance, and    procurement programs.</p></blockquote>
<p>What is the typical entry    level job for someone in your field like?</p>
<blockquote><p>New analysts    come in as criminalists.  Most of their time is spent in training,    until they reach the point where they can be competency tested in thier    specialized forensic discipline.  The duration of that testing is    discipline specific.  Some areas require up to 3 years of in house    training before analysis on casework can begin.</p></blockquote>
<p>How did you get into this    field?</p>
<blockquote><p>I came in    before all of the forensics shows started up, so for me it was just word    of mouth from people I had worked with prior their coming to the DCI    Lab.</p></blockquote>
<p>Is college necessary to get    into your field?</p>
<blockquote><p>Yes.  The    minimum requirement is a baccalaureate degree in a science related to the    forensic science discipline of interest.  However, now our applicants    often have multiple and/or advanced degrees.  The most common degrees we recruit are chemistry, biology, and physics.  For working on DNA, FBI standards require coursework in molecular biology, bio-chemistry, genetics, and statistics.</p></blockquote>
<p>Is there a particular course    of study you would recommend a student take in college for your field?</p>
<blockquote><p>It really    depends on the forensic discipline the student is interested    in.</p></blockquote>
<p>What are the forensic disciplines?</p>
<blockquote><p>In our lab, the disciplines include: trace materials, arson &amp; explosives, impressions (fingerprints, tire prints, footwear prints), writing and ink analysis, breath &amp; alcohol, toxicology, drug identification, firearms &amp; tool marks, DNA, crime scene support, evidence room management, and photography &amp; video enhancement.</p></blockquote>
<p>Is there a certain type of    experience you recommend students get?</p>
<blockquote><p>Some sort of    real job experience in science, so we can access work habits and    capabilities.  It&#8217;s good if that experience is in forensics, but that    isn&#8217;t always possible.</p></blockquote>
<p>What would make a newly    graduated student stand out when applying for jobs in your field?</p>
<blockquote><p>Applicants who have had the opportunity to teach or provide    instruction to a group of people stand out in the interview    process.   Being    a teaching assistant or a coach are two examples.</p></blockquote>
<p>How does real life forensics    compare to what is portrayed on television?</p>
<blockquote><p>Real life    forensics can be very exciting at times, but more often it is fairly    routine.  Criminalists are generally non-sworn personnel who do not take    on the law enforcement functions that are often portrayed on the TV    shows.</p></blockquote>
<p>What do you like the most    about working in your field?</p>
<blockquote><p>The    gratification of knowing my work has helped to provide resolution to victims    and their families.  Or, that my work could result in exoneration of    someone who is falsely accused of committing a crime.</p></blockquote>
<p>What do you like the least    about working in your field?</p>
<blockquote><p>It can be    repetitious, and I would prefer not to be confined to the lab as    much.</p></blockquote>
<p>Are there any particular    college and universities which stand out in preparation for students in your    field?</p>
<blockquote><p>Most of our    successful applicants have not come through undergraduate forensic science    programs.  Most have baccalaureate degrees in one of the core sciences    related to the forensic discipline of interest.  Then if they do go on to    graduate school, they might might attend a forensic science    program.</p></blockquote>
<p>Is there anything else you    would recommend to a student interested in your career area?</p>
<blockquote><p>Perseverance is    important.  Our laboratory is the only full function forensic lab in    Iowa.  So there aren&#8217;t a lot of employment opportunities.  But    in other states, where there are many labs, more opportunity exists to    get into forensic science.  Call other lab systems to see what they    prioritize when evaluating prospective applicants.</p></blockquote>
<p><span style="font-family: Arial; color: #0000ff; font-size: x-small;"> </span></p>
<hr/>Copyright &copy; 2010 <strong><a href="http://realcollegesavings.com/blog">Real College Savings</a></strong>. This Feed is for personal non-commercial use only. If you are not reading this material in your news aggregator, the site you are looking at is guilty of copyright infringement. Please contact legal@realcollegesavings.com so we can take legal action immediately.<br/><span style="float: right;font-size: 7pt"><a href="http://blog.taragana.com/index.php/archive/quansite-plugins-provided-by-taraganacom/">Plugin</a> by <a href="http://www.taragana.com/">Taragana</a></span><p align="left"><a class="tt" href="http://twitter.com/home/?status=Career+Profile+%E2%80%93+Forensic+Scientist+http://h6o32.th8.us" title="Post to Twitter"><img class="nothumb" src="http://realcollegesavings.com/blog/wp-content/plugins/tweet-this/icons/tt-twitter.png" alt="Post to Twitter" /></a> <a class="tt" href="http://twitter.com/home/?status=Career+Profile+%E2%80%93+Forensic+Scientist+http://h6o32.th8.us" title="Post to Twitter">Tweet This Post</a></p>]]></content:encoded>
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		<title>Stuff for College</title>
		<link>http://realcollegesavings.com/blog/stuff-for-college/</link>
		<comments>http://realcollegesavings.com/blog/stuff-for-college/#comments</comments>
		<pubDate>Thu, 12 Aug 2010 21:08:08 +0000</pubDate>
		<dc:creator>Scott Anderson</dc:creator>
				<category><![CDATA[College Experience]]></category>
		<category><![CDATA[appliances]]></category>
		<category><![CDATA[campus]]></category>
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		<guid isPermaLink="false">http://realcollegesavings.com/blog/?p=201</guid>
		<description><![CDATA[There are two great times to update the freshman college dorm shopping list:

Christmas      – when you have to get rid of your student’s money, and you’re wondering      what useful things you can buy them for the holidays.
End of      summer – [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Frealcollegesavings.com%2Fblog%2Fstuff-for-college%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Frealcollegesavings.com%2Fblog%2Fstuff-for-college%2F" height="61" width="51" /></a></div><p>There are two great times to update the freshman college dorm shopping list:</p>
<ol>
<li>Christmas      – when you have to get rid of your student’s money, and you’re wondering      what useful things you can buy them for the holidays.</li>
<li>End of      summer – when they are about to take off for college and they still don’t      have everything they need.</li>
</ol>
<p>Here is my checklist of what you need to outfit a good dorm room…</p>
<p><strong>The Gizmo’s and Gadget’s</strong></p>
<p>The Computer (let’s start with the really fun one): if your student does not yet have a computer of their own, or the one they do have is outdated; you should certainly consider this as the “A” #1 top of the list. Consider a multimedia computer with a TV tuner card. You can kill a lot of birds with one stone here. Not only will a multimedia machine act as their computer, but it will also be their TV, their DVD player, their TV recorder, and their stereo. It is truly the Jack of all appliances. And it makes for a great entertainment system for the very few hours they will not spend studying.</p>
<p>A laptop is preferred. There isn’t much room in a dorm room, so you don’t want to take up precious space with a big desktop unit. Besides, they’ll want to be able to take the computer to the library, or class,<br />
or home.</p>
<p>An Ethernet cable for the computer.  There will still be some places where wireless access may not be available to hook in to a network.</p>
<p>The Printer: although many schools and professors are now allowing students to submit papers in electronic format, this is far from being the norm.  So, your student is going to need some way to print off that earth-shattering report on Machiavelli. Printers are dirt cheap today compared to what you got yesterday. You can often pick up a good printer/scanner/copier for less than $150 or even $100</p>
<p>Surge protector: protect the investment you just made.  Two of them are better than one, and three of them are not overkill.</p>
<p>Extension cords: two or three of these as well.</p>
<p>iPod or other MP3 player.  Make sure you have headphones as well.  Your roommate will thank you for them.  Actually, you may want to take along a second pair of headphones… just in case your roommate forgot to bring theirs.  Then you will be thankful for them.</p>
<p>Phone: I grew up in a telephone family — literally. My family has<br />
been in the telephone business since before there was copper wire; so what I am about to say would have been heresy at my family’s Thanksgiving dinner a few years ago. Go get your student a prepaid wireless phone. Don’t bother with the hard wired phones anymore. Phones can double as MP3 players as well.</p>
<p>A digital voice recorder for class lectures: skip the old tape recorder — your student will likely download the recording to their computer anyway. If you bought a good phone, the phone may double for a voice recorder as well.</p>
<p>Digital camera: they’ll want to preserve the rest of their high school year and college. <a href="http://www.cnet.com/">www.cnet.com</a> has excellent reviews of digital cameras. You can get one heck of a good camera for little money these days.  I have both a still camera and a Flip Video camera that only cost $150.  With the popularity of uploading video, a video camera is becoming more popular than digital still cameras.</p>
<p><strong>Other appliances:</strong></p>
<p>If you didn’t go the multimedia computer route, then your student is going to want these as well —</p>
<ul>
<li>TV – small LCD TV’s are very reasonable now</li>
<li>DVD player</li>
<li>Portable Stereo or iPod dock</li>
<li>Coffee      Maker – they can’t be a Starbucks all the time</li>
<li>Microwave      – if you check out <a href="http://www.sears.com/">www.sears.com</a>,      you’ll find quite a few small microwaves for under $100</li>
<li>Refrigerator      – you can get several dorm-sized refrigerators for under $100 as well</li>
</ul>
<p><strong>For around the dorm room</strong></p>
<ul>
<li>Kitchen type tools: bowl, cup, glasses, can/bottle opener, etc.</li>
<li>Chip clips</li>
<li>A small safe or anti-theft drawer (there may be a few things you don&#8217;t want your roommate or others to get at)</li>
<li>Desk Lamp</li>
<li>Alarm clock (one with a really loud and annoying alarm — they’ll need it)</li>
<li>Bulletin board and dry-erase calendar board</li>
<li>A small toolkit (I do not suggest the Craftsman, rolling tool chest; a small bag will do)</li>
<li>Duct Tape (the all purpose fix-it isn&#8217;t just for Red Green anymore)</li>
<li>Bed linens &amp; Bedding</li>
<li>Bedside lamp</li>
<li>Waste paper basket</li>
<li>Milk crates or other storage cubes</li>
<li>Stacking baskets</li>
<li>Under-bed storage (check to see if you can access under the bed)</li>
<li>Hangars</li>
<li>A fan (even if the dorm is air conditioned)</li>
<li>Drying rack</li>
<li>Adhesive hooks, tacky strips, and mounting tape</li>
<li>Towels and wash cloths</li>
<li>Pillows</li>
<li>Mattress Pad</li>
<li>Blankets</li>
<li>Laundry bag or basket</li>
<li>Laundry marking pen</li>
<li>Laundry detergent and stain remover</li>
<li>Lint brush</li>
<li>Small sewing kit (better teach your kid to sew on a button)<strong> </strong></li>
</ul>
<p><strong> </strong></p>
<p><strong>Personal Care</strong></p>
<ul>
<li>Ear Plugs (The RA&#8217;s will probably keep a lid on things, but better safe than sorry)</li>
<li>Pepto-Bismol</li>
<li>Imodium</li>
<li>Aspirin</li>
<li>Vitamins</li>
<li>Any prescriptions</li>
<li>Neosporin</li>
<li>Band-aids</li>
<li>Small first aid kit</li>
<li>Cough drops</li>
<li>Shower tote</li>
<li>Shampoo &amp; Conditioner</li>
<li>Hair care stuff</li>
<li>Bath &amp; face soap</li>
<li>Soap travel container</li>
<li>Toothbrush &amp; Toothpaste</li>
<li>Dental Floss</li>
<li>Tweezers</li>
<li>Nail Clippers</li>
<li>Hair dryer</li>
<li>Razor &amp; shaving supplies</li>
<li>Lotion</li>
<li>Q-tips</li>
</ul>
<p><strong> School Supplies</strong></p>
<ul>
<li>Memory Sticks</li>
<li>Stapler &amp; Staples</li>
<li>Printer Paper</li>
<li>Pens &amp; Pencils</li>
<li>Notebooks</li>
<li>Post-it Notes</li>
<li>Paper clips</li>
<li>Rubber bands</li>
<li>Scissors</li>
<li>Highlighter pens</li>
<li>Ruler</li>
<li>Dictionary &amp; Thesaurus (or just use the Internet)</li>
</ul>
<hr/>Copyright &copy; 2010 <strong><a href="http://realcollegesavings.com/blog">Real College Savings</a></strong>. This Feed is for personal non-commercial use only. If you are not reading this material in your news aggregator, the site you are looking at is guilty of copyright infringement. Please contact legal@realcollegesavings.com so we can take legal action immediately.<br/><span style="float: right;font-size: 7pt"><a href="http://blog.taragana.com/index.php/archive/quansite-plugins-provided-by-taraganacom/">Plugin</a> by <a href="http://www.taragana.com/">Taragana</a></span><p align="left"><a class="tt" href="http://twitter.com/home/?status=Stuff+for+College+http://p8mhi.th8.us" title="Post to Twitter"><img class="nothumb" src="http://realcollegesavings.com/blog/wp-content/plugins/tweet-this/icons/tt-twitter.png" alt="Post to Twitter" /></a> <a class="tt" href="http://twitter.com/home/?status=Stuff+for+College+http://p8mhi.th8.us" title="Post to Twitter">Tweet This Post</a></p>]]></content:encoded>
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		<title>Career Profile &#8211; Physical Therapist</title>
		<link>http://realcollegesavings.com/blog/career-profile-physical-therapist/</link>
		<comments>http://realcollegesavings.com/blog/career-profile-physical-therapist/#comments</comments>
		<pubDate>Wed, 11 Aug 2010 13:01:16 +0000</pubDate>
		<dc:creator>Scott Anderson</dc:creator>
				<category><![CDATA[Careers]]></category>
		<category><![CDATA[College Selection]]></category>
		<category><![CDATA[Goals & Passions]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[school]]></category>
		<category><![CDATA[selection]]></category>
		<category><![CDATA[student]]></category>
		<category><![CDATA[work study]]></category>

		<guid isPermaLink="false">http://realcollegesavings.com/blog/?p=198</guid>
		<description><![CDATA[The Career Profile of Dr. Micheal Puthoff, Physical Therapist
What is your job like? (from American Physical Therapy Association literature, http://www.moveforwardpt.com/why-a-pt/)
Physical therapists are focused on improving or restoring mobility and function.  Physical therapists provide care for people in a variety of settings, including hospitals, private practices, outpatient clinics, home health agencies, schools, sports and fitness facilities, [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Frealcollegesavings.com%2Fblog%2Fcareer-profile-physical-therapist%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Frealcollegesavings.com%2Fblog%2Fcareer-profile-physical-therapist%2F" height="61" width="51" /></a></div><p>The Career Profile of Dr. Micheal Puthoff, Physical Therapist</p>
<p>What is your job like? (from American Physical Therapy Association literature, <a href="http://www.moveforwardpt.com/why-a-pt/" target="_blank">http://www.moveforwardpt.com/why-a-pt/</a>)</p>
<blockquote><p>Physical therapists are focused on improving or restoring mobility and function.  Physical therapists provide care for people in a variety of settings, including hospitals, private practices, outpatient clinics, home health agencies, schools, sports and fitness facilities, work settings, and nursing homes.  Physical therapists diagnose and treat people of all ages, including newborns, children, and elderly individuals. They may consult and practice with other health professionals to help improve their patient’s mobility.</p>
<p>Physical therapists complete a patient examination to determine the cause of the patient’s problems.  Based on the findings, an individualized intervention program is created to address the patient’s problems.  This typically involves exercise, education, and modification of the environment.</p></blockquote>
<p>What is a typical day?</p>
<blockquote><p>Based on the setting where a physical therapist works, the day can vary.  I currently work at a hospital where the usually schedule is 8AM – 4:30 PM, Monday-Friday.  Then the staff rotates who works on the weekend.  Therapists in an outpatient clinic will typically only work Monday-Friday, but some may have early morning hours or evening hours to meet the needs of their patients who work.  Most therapists work 40 hours a week, but some therapists may work less for personal reasons.  There is a lot of flexibility in this job.</p></blockquote>
<p>What is the typical entry level job for someone in your field like?</p>
<blockquote><p>New graduates will typically enter one of the settings listed above.  In most situations new graduates will seek out a situation where they work closely with more experienced therapists.  Some facilities even have formal mentoring programs in place.</p></blockquote>
<p>How did you get into this field?</p>
<blockquote><p>I had an interest in healthcare as a high school student.  I performed observation hours at a local hospital to learn more about the profession.  I found that physical therapy would be a great fit for me.  It is a challenging and rewarding job.  Physical therapists work closely with so many other healthcare worker, such as doctors, nurses, occupational therapists, and speech language pathologists to name a few, but also have a lot of professional freedom when working with patients.</p></blockquote>
<p>Is college necessary to get into your field?</p>
<blockquote><p>Yes.  In order to become a physical therapist as graduate level degree is required.  Most programs offer the doctor of physical therapy as the entry level degree.  After a student finishes their bachelor’s degree, then they apply to a graduate program in physical therapy.</p></blockquote>
<p>Is there a particular course of study you would recommend a student take in college for your field?</p>
<blockquote><p>Students interested in physical therapy will have to take certain prerequisites to qualify for physical therapy school.  Each program has slightly different requirements, but in general students are expected to take a year of biology, chemistry, physics, and anatomy &amp; physiology.  Additionally classes in psychology, statistics, and math are typically required.  As for an undergraduate major, that is really up to the student.  Most physical therapists have bachelor’s degrees in biology, psychology, kinesiology, or exercise physiology/science.  As long as the prerequisites are completed, most schools do not care what your bachelor’s degree is in.</p></blockquote>
<p>Is there a certain type of experience you recommend students get?</p>
<blockquote><p>The best thing to do is shadow a practicing physical therapist.  Ask him or her why they chose physical therapy as a profession.  What do they like about their job, what don’t they like about their job.  Ask questions about what they are doing.  It is also beneficial to explore other healthcare related jobs to make sure physical therapy is the right choice.</p></blockquote>
<p>What would make a newly graduated student stand out when applying for jobs in your field?</p>
<blockquote><p>Most employers are looking for self motivated individuals who have a commitment to lifelong learning with strong critical thinking skills.  Employers want to know that their therapists will value self improvement and that they understand that learning continues after graduation.</p></blockquote>
<p>How does real life physical therapy compare to what is the public&#8217;s perception?</p>
<blockquote><p>I think a lot of people think that all physical therapists do is work with people who have sports injuries or individuals who have musculoskeletal problems.  However physical therapists work with patients in a range of settings.  For example I had worked with patients on mechanical ventilators getting them up and moving while still on the ventilator.  I have also worked with patients before and after bariatric surgery to help them become more physically active.  Physical therapists work in a range of areas that so many people have not seen.</p></blockquote>
<p>What do you like the most about working in your field?</p>
<blockquote><p>I like two areas the most.  First seeing patients improve and make significant improvements in their quality of life.  Second I like the constant challenges of the job.  No two patients are exactly alike.  As a physical therapist you have to always be thinking about the individual and how you reach the person in front of you.</p></blockquote>
<p>What do you like the least about working in your field?</p>
<blockquote><p>Some people chose physical therapy because they think they won’t have to deal with patient dying.  However working in the geriatrics field of physical therapy, you have patients that don’t get better and some that never leave the hospital.  You also work with patients who have given up on life and no matter how hard you try, you can’t change their mind set.</p></blockquote>
<p>Are there any particular college and universities which stand out in preparation for students in your field?</p>
<blockquote><p>Disclosure: I am also a faculty member of the St. Ambrose University Physical Therapy Department.  So of course I think we have an excellent program at St. Ambrose University.  We have a program called Track I where qualified high schools can apply and if accepted they have a conditional spot in the graduate program.  Track I gives students the security that they are already in the graduate program.  See our website for all the details and requirements.  We have 3 other wonderful physical therapy programs in the state of Iowa; Des Moines University, Clarke University, and University of Iowa.  Visit the American Physical Therapy Association website, <a href="http://www.apta.org/" target="_blank">www.apta.org</a>, to see a listing of all the programs across the country.</p></blockquote>
<p>Is there anything else you would recommend to a student interested in your career area?</p>
<blockquote><p>No matter what field you go into, you will likely be doing the job for another 40 years of your life.  Do you research to make sure you know as much about the profession as you can.</p></blockquote>
<hr/>Copyright &copy; 2010 <strong><a href="http://realcollegesavings.com/blog">Real College Savings</a></strong>. This Feed is for personal non-commercial use only. If you are not reading this material in your news aggregator, the site you are looking at is guilty of copyright infringement. Please contact legal@realcollegesavings.com so we can take legal action immediately.<br/><span style="float: right;font-size: 7pt"><a href="http://blog.taragana.com/index.php/archive/quansite-plugins-provided-by-taraganacom/">Plugin</a> by <a href="http://www.taragana.com/">Taragana</a></span><p align="left"><a class="tt" href="http://twitter.com/home/?status=Career+Profile+%E2%80%93+Physical+Therapist+http://kwx8t.th8.us" title="Post to Twitter"><img class="nothumb" src="http://realcollegesavings.com/blog/wp-content/plugins/tweet-this/icons/tt-twitter.png" alt="Post to Twitter" /></a> <a class="tt" href="http://twitter.com/home/?status=Career+Profile+%E2%80%93+Physical+Therapist+http://kwx8t.th8.us" title="Post to Twitter">Tweet This Post</a></p>]]></content:encoded>
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		<title>Career Profile &#8211; Journalist</title>
		<link>http://realcollegesavings.com/blog/career-profile-journalist/</link>
		<comments>http://realcollegesavings.com/blog/career-profile-journalist/#comments</comments>
		<pubDate>Mon, 09 Aug 2010 21:01:05 +0000</pubDate>
		<dc:creator>Scott Anderson</dc:creator>
				<category><![CDATA[Careers]]></category>
		<category><![CDATA[Goals & Passions]]></category>
		<category><![CDATA[career profile]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[College Selection]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[school]]></category>
		<category><![CDATA[selection]]></category>
		<category><![CDATA[student]]></category>
		<category><![CDATA[work study]]></category>

		<guid isPermaLink="false">http://realcollegesavings.com/blog/?p=196</guid>
		<description><![CDATA[I&#8217;m starting a new series of posts about career profiles.  I am asking several people to respond to questions describing their jobs and what recommendations they have for students interested in their fields.
The first career profile is from Doug Schorpp, reporter for the Quad City Times in Davenport, Iowa.

What is your job like?
It involves writing [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Frealcollegesavings.com%2Fblog%2Fcareer-profile-journalist%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Frealcollegesavings.com%2Fblog%2Fcareer-profile-journalist%2F" height="61" width="51" /></a></div><p>I&#8217;m starting a new series of posts about career profiles.  I am asking several people to respond to questions describing their jobs and what recommendations they have for students interested in their fields.</p>
<p>The first career profile is from Doug Schorpp, reporter for the Quad City Times in Davenport, Iowa.</p>
<blockquote>
<p style="color: #3333ff;">What is your job like?</p>
<p style="color: #3333ff;">It involves writing stories on  a daily basis mostly in the area related to businesses. Probably half  of the ideas come from editors and the tips. The others area usually  ideas from myself and other reporters based on news, trends and  brainstorming of new ideas.</p>
<div>
<p style="color: #3333ff;">
<p style="color: #3333ff;">What is a typical day?</p>
</div>
<p style="color: #3333ff;">Usually work an 8-hour day  during the day, although hours vary on what events need to be covered  that day. During the course of a day, I could be working on numerous  stories, some for the daily paper, some for weekend stories and some for  our monthly business publication.</p>
<div>
<p style="color: #3333ff;">
<p style="color: #3333ff;">
<p style="color: #3333ff;">What is the typical entry level job for someone in your field like?</p>
</div>
<p style="color: #3333ff;">That depends on the size of  the newspaper and education. With experience and a degree from a top  journalism school, you can start off at a decent-size paper in a variety  of reporting positions. With little experience, the first job could be  at a smaller newspaper and sometimes the reporting opportunities come  slowly.</p>
<div>
<p style="color: #3333ff;">
<p style="color: #3333ff;">How did you get into this field?</p>
</div>
<p style="color: #3333ff;">Started doing this on a  freelance basis many years ago through the suggestion of a friend who  worked at a newspaper. I had no experience and thus, started out  covering the city council of a tiny town. I then got a college degree  later.</p>
<div>
<p style="color: #3333ff;">
<p style="color: #3333ff;">Is college necessary to get into your field?</p>
</div>
<p style="color: #3333ff;">For the most part, yes. I have  known people who do not have degrees and they have done well. But  generally, a degree is going to be a mandate.</p>
<div>
<p style="color: #3333ff;">
<p style="color: #3333ff;">Is there a particular course of study you would recommend a student take in college for your field?</p>
</div>
<p style="color: #3333ff;">English and journalism.  English helps, of course, but other writing courses may help a bit, but  actually are quite different from the type of writing you would do at a  newspaper.</p>
<div>
<p style="color: #3333ff;">
<p style="color: #3333ff;">Is there a certain type of experience you recommend students get?</p>
</div>
<p style="color: #3333ff;">For newspaper, get clips, or  copies of stories you have written. That is vital to see what you have  done. College newspapers are good also, but if you can intern or do some  freelancing at your local paper, those clips will pay dividends later.</p>
<div>
<p style="color: #3333ff;">
<p style="color: #3333ff;">What would make a newly graduated student stand out when applying for jobs in your field?</p>
</div>
<p style="color: #3333ff;">A nice portfolio of articles  from internships and other work in a variety of stories. That would  include breaking news, people stories, technical stories, etc. In most  cases, you have to be able to handle all types of stories.</p>
<div>
<p style="color: #3333ff;">
<p style="color: #3333ff;">How does real life journalism compare to what is the public&#8217;s perception?</p>
</div>
<p style="color: #3333ff;">Most people compare it to TV  news programs that offer opinions and slants. In most newspapers,  reporters try to avoid their options and write, fair, accurate stories.  And many people believe papers just want to sell papers and will use  sensationalism to do it. That is true sometimes, but there actually are  more positive stories these days that murders, crimes, etc.</p>
<div>
<p style="color: #3333ff;">
<p style="color: #3333ff;">What do you like the most about working in your field?</p>
</div>
<p style="color: #3333ff;">It feels like the job I was  meant to do. It fits pretty well with my personality and provides many  opportunities to meet people.</p>
<div>
<p style="color: #3333ff;">
<p style="color: #3333ff;">What do you like the least about working in your field?</p>
</div>
<p style="color: #3333ff;">Sometimes the hours are unpredictable.</p>
<div>
<p style="color: #3333ff;">
<p style="color: #3333ff;">Are there any particular college and universities which stand out in preparation for students in your field?</p>
</div>
<p style="color: #3333ff;">Locally, Missouri and Northwestern are considered two of the top journalism schools.</p>
<div>
<p style="color: #3333ff;">
<p style="color: #3333ff;">Is there anything else you would recommend to a student interested in your <span>career</span> area?</p>
</div>
<p style="color: #3333ff;">Try to get some practical experience before you get your degree to see if it is what you want to do.</p>
</blockquote>
<hr/>Copyright &copy; 2010 <strong><a href="http://realcollegesavings.com/blog">Real College Savings</a></strong>. This Feed is for personal non-commercial use only. If you are not reading this material in your news aggregator, the site you are looking at is guilty of copyright infringement. Please contact legal@realcollegesavings.com so we can take legal action immediately.<br/><span style="float: right;font-size: 7pt"><a href="http://blog.taragana.com/index.php/archive/quansite-plugins-provided-by-taraganacom/">Plugin</a> by <a href="http://www.taragana.com/">Taragana</a></span><p align="left"><a class="tt" href="http://twitter.com/home/?status=Career+Profile+%E2%80%93+Journalist+http://78rtg.th8.us" title="Post to Twitter"><img class="nothumb" src="http://realcollegesavings.com/blog/wp-content/plugins/tweet-this/icons/tt-twitter.png" alt="Post to Twitter" /></a> <a class="tt" href="http://twitter.com/home/?status=Career+Profile+%E2%80%93+Journalist+http://78rtg.th8.us" title="Post to Twitter">Tweet This Post</a></p>]]></content:encoded>
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		<title>College Students &#8211; Hunger &amp; Homelessness</title>
		<link>http://realcollegesavings.com/blog/college-students-hunger-homelessness/</link>
		<comments>http://realcollegesavings.com/blog/college-students-hunger-homelessness/#comments</comments>
		<pubDate>Fri, 06 Aug 2010 18:08:01 +0000</pubDate>
		<dc:creator>Scott Anderson</dc:creator>
				<category><![CDATA[College Costs]]></category>
		<category><![CDATA[College Experience]]></category>
		<category><![CDATA[College Selection]]></category>
		<category><![CDATA[Financial Aid]]></category>
		<category><![CDATA[Financial Literacy]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[FAFSA]]></category>
		<category><![CDATA[homelessness]]></category>
		<category><![CDATA[hunger]]></category>
		<category><![CDATA[national public radio]]></category>
		<category><![CDATA[npr]]></category>
		<category><![CDATA[students]]></category>

		<guid isPermaLink="false">http://realcollegesavings.com/blog/?p=193</guid>
		<description><![CDATA[College Students Hide Hunger, Homelessness was the headline for the NPR (National Public Radio) news story from July 27, 2010.  The story described the dire straits that some college students find themselves in like Diego Sepulveda at UCLA.  Sepulveda became a causality of the down economy when he lost his job at Subway and was [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Frealcollegesavings.com%2Fblog%2Fcollege-students-hunger-homelessness%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Frealcollegesavings.com%2Fblog%2Fcollege-students-hunger-homelessness%2F" height="61" width="51" /></a></div><p><em>College Students Hide Hunger, Homelessness</em> was the headline for the NPR (National Public Radio) news story from July 27, 2010.  The story described the dire straits that some college students find themselves in like Diego Sepulveda at UCLA.  Sepulveda became a causality of the down economy when he lost his job at Subway and was without a place to stay.  The article went on to describe how some students are battling against the tough economic situations they find themselves in.</p>
<p>These are tough stories to read about.  Frankly, they frustrate me to no end.</p>
<p>Earlier this week, I was looking at relative EFC (expected family contribution) in relation to the median income in this country.  It is shocking how many students are most likely not going to college and leaving thousands of dollars on the table.  Many students like Diego who are in college are leaving thousands on the table at no fault of their own.  They have believed those myths about state colleges being cheaper, or the sticker price determines what you pay, or who knows what others they&#8217;ve been trapped with.</p>
<p>There are so many opportunities for financial help for students in tough financial conditions.  Why are these students not getting the message?  Are high schools ignoring financial preparation for students?  Are the students oblivious to the sources available to them?  Are the generous schools that bad at getting the word out?</p>
<p>I suppose I could ask similar rhetorical questions for hours, but that won&#8217;t make a difference.  We will just keep working to educate students and families.  I am looking forward to EduLaunchpad going live soon.  It will be a powerful tool to combat this despicable problem.</p>
<hr/>Copyright &copy; 2010 <strong><a href="http://realcollegesavings.com/blog">Real College Savings</a></strong>. This Feed is for personal non-commercial use only. If you are not reading this material in your news aggregator, the site you are looking at is guilty of copyright infringement. Please contact legal@realcollegesavings.com so we can take legal action immediately.<br/><span style="float: right;font-size: 7pt"><a href="http://blog.taragana.com/index.php/archive/quansite-plugins-provided-by-taraganacom/">Plugin</a> by <a href="http://www.taragana.com/">Taragana</a></span><p align="left"><a class="tt" href="http://twitter.com/home/?status=College+Students+%E2%80%93+Hunger+%26+Homelessness+http://wqxaa.th8.us" title="Post to Twitter"><img class="nothumb" src="http://realcollegesavings.com/blog/wp-content/plugins/tweet-this/icons/tt-twitter.png" alt="Post to Twitter" /></a> <a class="tt" href="http://twitter.com/home/?status=College+Students+%E2%80%93+Hunger+%26+Homelessness+http://wqxaa.th8.us" title="Post to Twitter">Tweet This Post</a></p>]]></content:encoded>
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		<title>Feds Cut Work Study Job Funds</title>
		<link>http://realcollegesavings.com/blog/feds-cut-work-study-job-funds/</link>
		<comments>http://realcollegesavings.com/blog/feds-cut-work-study-job-funds/#comments</comments>
		<pubDate>Wed, 30 Jun 2010 21:07:28 +0000</pubDate>
		<dc:creator>Scott Anderson</dc:creator>
				<category><![CDATA[College Costs]]></category>
		<category><![CDATA[Financial Aid]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[College Selection]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[FAFSA]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[student debt]]></category>
		<category><![CDATA[students]]></category>
		<category><![CDATA[work study]]></category>

		<guid isPermaLink="false">http://realcollegesavings.com/blog/?p=191</guid>
		<description><![CDATA[Many colleges are already seeing significant cuts in work-study positions for next year.  Federal officials in Washington are decreasing funds available for work study by as much as 40%.  This means 2 out of every 5 work study jobs could disappear next year.  The cuts come in the face of dramatic increases in student loan [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Frealcollegesavings.com%2Fblog%2Ffeds-cut-work-study-job-funds%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Frealcollegesavings.com%2Fblog%2Ffeds-cut-work-study-job-funds%2F" height="61" width="51" /></a></div><p>Many colleges are already seeing significant cuts in work-study positions for next year.  Federal officials in Washington are decreasing funds available for work study by as much as 40%.  This means 2 out of every 5 work study jobs could disappear next year.  The cuts come in the face of dramatic increases in student loan programs.  Apparently the federal government does not like students earning their education, but it does like putting them in debt for their education.</p>
<p>These cuts highlight the importance of applying to colleges with generous track records.  Students cannot rely upon government sources of funds alone.  They need to make sure the schools to which they apply have several sources of funds which go beyond the government.  This often means making sure to include private colleges in the mix of schools for application.</p>
<hr/>Copyright &copy; 2010 <strong><a href="http://realcollegesavings.com/blog">Real College Savings</a></strong>. This Feed is for personal non-commercial use only. If you are not reading this material in your news aggregator, the site you are looking at is guilty of copyright infringement. Please contact legal@realcollegesavings.com so we can take legal action immediately.<br/><span style="float: right;font-size: 7pt"><a href="http://blog.taragana.com/index.php/archive/quansite-plugins-provided-by-taraganacom/">Plugin</a> by <a href="http://www.taragana.com/">Taragana</a></span><p align="left"><a class="tt" href="http://twitter.com/home/?status=Feds+Cut+Work+Study+Job+Funds+http://4kiaw.th8.us" title="Post to Twitter"><img class="nothumb" src="http://realcollegesavings.com/blog/wp-content/plugins/tweet-this/icons/tt-twitter.png" alt="Post to Twitter" /></a> <a class="tt" href="http://twitter.com/home/?status=Feds+Cut+Work+Study+Job+Funds+http://4kiaw.th8.us" title="Post to Twitter">Tweet This Post</a></p>]]></content:encoded>
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		<title>The Coming Meltdown in Higher Education</title>
		<link>http://realcollegesavings.com/blog/the-coming-meltdown-in-higher-education/</link>
		<comments>http://realcollegesavings.com/blog/the-coming-meltdown-in-higher-education/#comments</comments>
		<pubDate>Fri, 30 Apr 2010 20:57:00 +0000</pubDate>
		<dc:creator>Scott Anderson</dc:creator>
				<category><![CDATA[College Admissions]]></category>
		<category><![CDATA[College Costs]]></category>
		<category><![CDATA[College Experience]]></category>
		<category><![CDATA[College Selection]]></category>
		<category><![CDATA[admissions]]></category>
		<category><![CDATA[best college]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[cost of attendance]]></category>
		<category><![CDATA[school]]></category>
		<category><![CDATA[selection]]></category>
		<category><![CDATA[Seth Godin]]></category>
		<category><![CDATA[student debt]]></category>

		<guid isPermaLink="false">http://realcollegesavings.com/blog/?p=188</guid>
		<description><![CDATA[Seth Godin is a blogger I read every once in a while.  One of my business partners sent me a link to his latest blog with some thought provoking analysis of very common trends amongst colleges and universities.
I encourage you to take some time and read through what Seth has to say.  It strikes home [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Frealcollegesavings.com%2Fblog%2Fthe-coming-meltdown-in-higher-education%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Frealcollegesavings.com%2Fblog%2Fthe-coming-meltdown-in-higher-education%2F" height="61" width="51" /></a></div><p>Seth Godin is a blogger I read every once in a while.  One of my business partners sent me a link to his latest blog with some thought provoking analysis of very common trends amongst colleges and universities.</p>
<p>I encourage you to take some time and read through what Seth has to say.  It strikes home with every student and family looking forward to college.</p>
<p>Here is a preview of his five primary points&#8230;</p>
<ol>
<li><em>Most colleges are organized to give an average education to average  students.</em></li>
<li><em>College has gotten expensive far faster than wages have gone up.</em></li>
<li><em>The definition of &#8216;best&#8217; is under siege.</em></li>
<li><em>The correlation between a typical college degree and success is  suspect.</em></li>
<li><em>Accreditation isn&#8217;t the solution, it&#8217;s the problem.</em></li>
</ol>
<p><em><a href="http://sethgodin.typepad.com/seths_blog/2010/04/the-coming-meltdown-in-higher-education-as-seen-by-a-marketer.html" target="_blank">Click here to read Seth&#8217;s blog.</a><br />
</em></p>
<hr/>Copyright &copy; 2010 <strong><a href="http://realcollegesavings.com/blog">Real College Savings</a></strong>. This Feed is for personal non-commercial use only. If you are not reading this material in your news aggregator, the site you are looking at is guilty of copyright infringement. Please contact legal@realcollegesavings.com so we can take legal action immediately.<br/><span style="float: right;font-size: 7pt"><a href="http://blog.taragana.com/index.php/archive/quansite-plugins-provided-by-taraganacom/">Plugin</a> by <a href="http://www.taragana.com/">Taragana</a></span><p align="left"><a class="tt" href="http://twitter.com/home/?status=The+Coming+Meltdown+in+Higher+Education+http://x6esn.th8.us" title="Post to Twitter"><img class="nothumb" src="http://realcollegesavings.com/blog/wp-content/plugins/tweet-this/icons/tt-twitter.png" alt="Post to Twitter" /></a> <a class="tt" href="http://twitter.com/home/?status=The+Coming+Meltdown+in+Higher+Education+http://x6esn.th8.us" title="Post to Twitter">Tweet This Post</a></p>]]></content:encoded>
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		<title>Government Takeover of Student Loans</title>
		<link>http://realcollegesavings.com/blog/government-takeover-of-student-loans/</link>
		<comments>http://realcollegesavings.com/blog/government-takeover-of-student-loans/#comments</comments>
		<pubDate>Wed, 31 Mar 2010 21:16:17 +0000</pubDate>
		<dc:creator>Scott Anderson</dc:creator>
				<category><![CDATA[Financial Aid]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[direct loan]]></category>
		<category><![CDATA[federal]]></category>
		<category><![CDATA[ffel]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[stafford]]></category>
		<category><![CDATA[student]]></category>
		<category><![CDATA[student debt]]></category>
		<category><![CDATA[takover]]></category>

		<guid isPermaLink="false">http://realcollegesavings.com/blog/?p=182</guid>
		<description><![CDATA[One of the aspects of the new health care bill that is leaving many Americans scratching their heads is the takeover of the student loan industry.  What in the world did student loans have to do with health care, and why is the government taking over a whole industry with no visible debate?
As for the [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Frealcollegesavings.com%2Fblog%2Fgovernment-takeover-of-student-loans%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Frealcollegesavings.com%2Fblog%2Fgovernment-takeover-of-student-loans%2F" height="61" width="51" /></a></div><p>One of the aspects of the new health care bill that is leaving many Americans scratching their heads is the takeover of the student loan industry.  What in the world did student loans have to do with health care, and why is the government taking over a whole industry with no visible debate?</p>
<p>As for the first question, I have no idea; but for the second question, it&#8217;s not nearly the take over that you may suspect.</p>
<p>Shortly after taking office, President Obama announced that he intended to eliminate the FFEL program where various banks provided Stafford and Perkins loans to students; and transfer all federal student loans to the Direct Loan program.  For more information, check out <a href="http://realcollegesavings.com/blog/feds-want-to-take-over-student-loans/" target="_self">Feds want to take over student loans</a>.</p>
<p>The inclusion of the student loan provisions within the health care bill is just a convenient way to codify changes the administration announced last spring.</p>
<p>So what will be the impact to you the consumer?  One impact will probably be welcomed by many of you.  You will no longer have to pick a lender for those Stafford loans when there is no difference in any of the loan terms.  Another impact is likely, but will not be realized for a year or two.  The government is not exactly known for customer service.  There will probably be many comparisons of student loans and standing in line to get your driver&#8217;s license.</p>
<p>This will not have any impact on the private student loans which will still be available by several lenders around the country.</p>
<hr/>Copyright &copy; 2010 <strong><a href="http://realcollegesavings.com/blog">Real College Savings</a></strong>. This Feed is for personal non-commercial use only. If you are not reading this material in your news aggregator, the site you are looking at is guilty of copyright infringement. Please contact legal@realcollegesavings.com so we can take legal action immediately.<br/><span style="float: right;font-size: 7pt"><a href="http://blog.taragana.com/index.php/archive/quansite-plugins-provided-by-taraganacom/">Plugin</a> by <a href="http://www.taragana.com/">Taragana</a></span><p align="left"><a class="tt" href="http://twitter.com/home/?status=Government+Takeover+of+Student+Loans+http://eepc6.th8.us" title="Post to Twitter"><img class="nothumb" src="http://realcollegesavings.com/blog/wp-content/plugins/tweet-this/icons/tt-twitter.png" alt="Post to Twitter" /></a> <a class="tt" href="http://twitter.com/home/?status=Government+Takeover+of+Student+Loans+http://eepc6.th8.us" title="Post to Twitter">Tweet This Post</a></p>]]></content:encoded>
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